How to Get the Best Mortgage Rates in 2025

Securing the lowest mortgage rate can save you thousands over the life of your loan. Factors such as your credit score, down payment, and loan type all play a role in determining your rate. To improve your chances, focus on maintaining a strong credit history, reducing debt, and shopping around for lenders. Additionally, locking in a rate when market conditions are favorable can make a significant difference. Taking proactive steps will ensure you secure the best deal possible.