First Time Homebuyer Loan Solutions in Australia

Buying your first home is a major milestone, but the market can be confusing. Fixed? Variable? Offset? Sri Finance is here to guide you through the maze of First Time Homebuyer Loan solutions in Australia.

Access Government Grants and Schemes Did you know you might be eligible for government assistance? We help you apply for:

First Home Owner Grant (FHOG): Cash grants for building or buying new homes.

First Home Guarantee Scheme: Purchase a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI).

Stamp Duty Concessions: Significant tax savings for first-time buyers.

Understanding Your Interest Rate Options One of the biggest decisions you will make is choosing between fixed home loan rates Australia and a variable home loan Australia.

Fixed Rate: A fixed rate home loan Australia gives you certainty. Your repayments stay the same for a set period (e.g., 1-5 years), making budgeting easier.

Variable Rate: Variable home loan rates Australia move with the market. They often come with features like offset accounts and redraw facilities that help you pay your loan off faster.

Finding the Best Rate We constantly monitor the Australia home loan interest rate market to ensure you get a competitive deal. We act as your advocate, comparing hundreds of home loans for first home buyers to find the one that suits your deposit size and income.